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There are important considerations to keep in mind when building a slab-on-grade home with continuous insulation.
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What you have is a multi wire branch circuit. It should have been on a 2 Pole circuit breaker. It will not work for what you are trying to do. You wold have to have individual neutrals for each circuit.
On your multi-wire branch circuit it had to have black on one phase and red on the other. Thus the two original breakers. Then the neutral stayed 120v switching phases when the power loads switched. Now the neutral passes back through the AFCI+ breaker. Chances are you will need to run a new neutral wire with the black load/circuit. Check with local electricians or code officials.
Thank you for thoughts here. Fishing a new white white seems daunting since I am not exactly the first entry point that they lead to where I would have access. Any other options that I could look in to? I didn't create the multi branch myself, I think that was original to the house.
I would check how much load (how many lights and receptacles, for example) is on each circuit and see if I could safely combine them to one circuit. If a significant portion of the load is lighting, switching to LED's might give you enough headroom to make the circuit a single gfci/afci circuit. Then you only need to pigtail the red and black together. When I started wiring houses in '81, we often combined circuits like this on a 15 amp 14-3 or 20 amp 12-3 wire.