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Checking Customer’s Credit

| Posted in General Discussion on May 25, 2000 12:49pm

*
Don’t really know about that service and whether or not it works but there is a restful satisfaction in working by referral only. And not just the guy he kinda knows that asks for the name of a carpenter. These are usually friends of friends and it sure is a relief to have them already “pre approved”. Remember tho that you have to have that strict monetary program with draws that work for you or at the minimum don’t cost you. This isn’t what you asked for, and for that I apologize.

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  1. calvin_ | May 25, 2000 12:49am | #1

    *
    Don't really know about that service and whether or not it works but there is a restful satisfaction in working by referral only. And not just the guy he kinda knows that asks for the name of a carpenter. These are usually friends of friends and it sure is a relief to have them already "pre approved". Remember tho that you have to have that strict monetary program with draws that work for you or at the minimum don't cost you. This isn't what you asked for, and for that I apologize.

  2. David_Strom | May 25, 2000 02:37am | #2

    *
    My experience is that the people with the least amount of money, and therefore probably with modest credit ratings, are the people most conciensious about paying.

    1. jim_"crazy_legs"_blodg | May 25, 2000 04:50am | #3

      *Hi Ron. Sorry to hear you still haven't resolved that problem. We have some rental property and we use a credit reporting company. I find it very helpful. When we are screening potential renters we have them fill out a form supplied by the credit check company along with a 25.00 fee. We then fax the application in and usually have a report back within 5 minutes that gives a picture of the applicants attitude toward their bills along with any eviction history. For a little more money we could get a criminal background check if we wanted. There have been a couple times when we learned things about folks that influenced our decision about renting to them.There is something kind of interesting though. At least here in WA, if you deny an applicant, based on info in that credit report, you are breaking the law if you explain the reason to them. In fact, I'm pretty sure it's against the law to discuss anything about that report with the applicant. Kind of stange, huh? So anyway, if you check an applicant, and decide not to work for them because of that report, how do you explain that to them legally?

      1. Rick_Ritivoy | May 25, 2000 11:26am | #4

        *My company sells an average of 27 deals per week so we have the computer software to check credit in our office. You have to purchase the software approx 400.00 and pay 3.00 per report. I believe there is a minimum monthly charge if your a small user. The company is experian, if you want to pursue it email me [email protected]

  3. Guest_ | May 25, 2000 11:26am | #5

    *
    Hi Guys, I tried this question on another forum and got no response. I'm hoping someone here has the experience I looking for. Here's my question: "In my searches on the net I've come across a number of websites that offer credit reports to landlords and small businessmen for a "per transaction" fee. For a small business like myself, that seems to be a method for checking on new prospective customers. Anyone have any experience or recommendation on such credit reporters?"

    For anyone who followed my "Thieves" thread - I have a default judgement from the county which my attorney is continuing to work on. The town of West Orange, NJ, where I filed a criminal complaint, thought to help by scheduling a "Mediation Conference". I was there but the defendant never showed up. I informed the court that it was the SEVENTH time settlement was attempted with the defendant. There is now another court appointment set for June 22nd in municipal court in West Orange.

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