FHB Logo Facebook LinkedIn Email Pinterest Twitter X Instagram Tiktok YouTube Plus Icon Close Icon Navigation Search Icon Navigation Search Icon Arrow Down Icon Video Guide Icon Article Guide Icon Modal Close Icon Guide Search Icon Skip to content
Subscribe
Log In
  • How-To
  • Design
  • Tools & Materials
  • Restoration
  • Videos
  • Blogs
  • Forum
  • Magazine
  • Members
  • FHB House
  • Podcast
Log In

Discussion Forum

Discussion Forum

Is Roofer Responsible for Rain Damage?

Dinosaur | Posted in General Discussion on July 6, 2003 07:03am

Summer Tiiiiiiiiime, and the roofin’ is eeeeee-zzzzzeeeeee….

Except for that nasty looking low pressure system the weatherman can’t quite decide is going to hit you or not–to start or not to start, that is the question….

Actually, the question is this: On a re-roofing job involving a tear-off, where because of the size and/or shape/condition of the roof it simply cannot be stripped and recovered in one day, is the roofer responsible for water damage to the inside of the house in the event of a surprise thunderstorm or does the HO accept this risk as part of the nature of such a job?

I am currently on a very steep (25 in12) roof where the surrounding terrain prohibits the use of man-lifts so we’re leap-frogging up the roof on 60-degree roof jacks shimmed out with a 1×3 under the heel to get the scaffolding board flat. It takes us a solid hour to pull and re-install the roof jacks each time we finish a section and need to move up. I told the HO before we accepted the job that it would take two days to strip each side, and two days to insulate and place the steel roofing. I also warned her that tarps are tarps–not roofs, and that if mother nature so decreed, she was gonna have water coming in for a visit. I gave her a roll of poly sheeting and said, cover anything that absolutely can’t get wet. She said okay.

What’s everybody’s take on this? I’ve got no problem with this client; it’s just the situation that makes me start thinking ‘worst-case scenarios’ for the future….

Dinosaur

‘Y-a-tu de la justice dans ce maudit monde?

 

Reply
  • X
  • facebook
  • linkedin
  • pinterest
  • email
  • add to favorites Log in or Sign up to save your favorite articles

Replies

  1. Piffin | Jul 06, 2003 07:53am | #1

    I always considered it my responsibility to be sure that no water entered the house from the day that I set foot on the roof to start.

    I either refused untanable circumstances, worked from dawn to dark, developed methods to deal with it, prayed a lot, or hoped that my insurance was good.

    Never had to find out.

    .

    Excellence is its own reward!

    1. BungalowJeff | Jul 06, 2003 08:17am | #2

      Workers on a nearby addition kept a monster tarp on the side of the house with ropes handy to pull the sucker into place at a moments notice. ...that's not a mistake, it's rustic

    2. User avater
      Dinosaur | Jul 07, 2003 06:27am | #8

      Okay, that's basically always been my position: I touch it, it's my responsibility. I was just kind of wondering if I was taking on more than the 'industry standard' since I have a tendancy to do that....

      I always tarp, if in any doubt whatsoever. In this particular case, the tarp is a 30x40 mother and the only way to hang it was for me to 'ride' the roof ridge back and forth with full pouch, hammer, and an armful of 14-foot 1x3's. Took half an hour minimum and I don't think I've ever had a worse case of sewing-machine leg. The bloody tarp is staying up there until I put the ridge cap in place, by bog!

      But we all know tarps 'sorta' keep the rain out--so I know where you're coming from with all that praying....

      Dinosaur

      'Y-a-tu de la justice dans ce maudit monde?

  2. DanT | Jul 06, 2003 01:10pm | #3

    I sub roofs.  My sub and I have worked together a long time and have had a few misteps.  He handles or is responsible for any repairs from water infiltration during the job.  Dan

  3. Schelling | Jul 06, 2003 06:19pm | #4

    You are responsible for any water damage. I would do my best to waterproof the exposed roof with tarps and put in an allowance in the price to cover the risk of a failure of this protection. You have done a great job of preparing the HO and this is probably the most important thing to do.  It will let you reach a mutually acceptable solution to the problem by preparing everyone for  the risk.  This straight forward approach in always the best way.

  4. GUNN308 | Jul 06, 2003 10:02pm | #5

    On a job like that I would start from the top and strip a section and shingle it then move down to next section and do the same roofing from the top down isn't hard once you get the hang of it. In response to your first question, if he's responsible he'll be responsible, if I want to do reroofs I have to have a separate policy in addition too my contractors liability, they wacked me with that 4 yrs ago after our bad ice storm all I do now is mt own new work.

    1. seeyou | Jul 07, 2003 12:40am | #6

      Re-read the original post. He's installing STEEL roofing. Good advise if it was an asphalt shingle job, though.

      1. Piffin | Jul 07, 2003 01:35am | #7

        he's adding insulation too, so he has to take a whole section at one time. sectional shet good, horizontal furring, and vertical metal, make it a headache, I'm sure..

        Excellence is its own reward!

        1. User avater
          Dinosaur | Jul 07, 2003 06:34am | #9

          Yup--headache is the word. I've got two of my best guys on this job with me, and neither one is comfortable up above the first eight-foot staging. I won't have a man on a roof--or anywhere else--if he's not comfortable; that's just looking for trouble. SO, I'm up on the 'wall' pretty much all day and they're feeding me. What with the crib, insulation, furring, and so forth, they've got plenty to do on the ground. I'd put a fourth guy on if I could find one who could work happily on this blinkin' cliff--but I can't.

          Dinosaur

          'Y-a-tu de la justice dans ce maudit monde?

          1. xMikeSmith | Jul 08, 2003 03:15am | #11

            dino....   i like the roof from the top down... but your metal screws that pooch..

            have you looked at the new underlayment fabrics on the market now ?

            the one we've been using is RoofTopGuard II... comes in 5' x 200' rolls.. and a roll weighs less than a roll of 15 lb. felt

            you apply it with roofing tins , and it seals around the nails, and it's tear proof, and you can leave it exposed for 6 months and it costs about $150 a roll...

            i will not do reroofs again without it

             here's some pics  of it in use... Mike Smith   Rhode Island : Design / Build / Repair / Restore

          2. xMikeSmith | Jul 08, 2003 03:17am | #12

            ok , so i got confused about the photo... here's the one i meant to postMike Smith   Rhode Island : Design / Build / Repair / Restore

          3. Piffin | Jul 08, 2003 04:05am | #13

            Yer sounding like a snake oil salesman drumming for a new wonder drug - but that's what that stuff is. I've used it because of your recommendations here and WOW, am I impressed!.

            Excellence is its own reward!

          4. xMikeSmith | Jul 08, 2003 04:25am | #14

            yeah, now how do u buy stock in  finnish company ?Mike Smith   Rhode Island : Design / Build / Repair / Restore

          5. JerraldHayes | Jul 08, 2003 05:32am | #15

            I'm not at all a roofer but I was very impressed the first time I ever saw that RoofTopGuard.com (here's a link for anyone interested in learning more about it) being used maybe a year or so ago. Didn't at all surprise me that it came from Finland. The very first construction job I ever had was working for a company made up of Finns. After working with them for a few years through college when I went to work for other "American" companies they all scoffed or "corrected" me on what I had learned from them.

            Not only are the Finns leaders in building science technology I find that now 24 years later that I'm studying Finnish construction management technique and lean production thinking too(Lean Construction—Lauri Koskela).

            Mike how and when did you first find out about that stuff? While I don't know about their roofing underlayment have you ever heard of or used any Fortifiber products? We use their Seekure paper to protect the floors and other surfaces in our installations instead of red rosin paper which rips very easily and can impart a stain to the surface it protects if it ever get wet. The stuff is so tough that we even save it at times and use it over again.

            View Image

            "Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has." - Margaret Mead

          6. xMikeSmith | Jul 08, 2003 01:01pm | #20

            Stephen Hazlett put me on to it.. and my roofing supply company ordered some for me .... there are a couple of similar products available  alsoMike Smith   Rhode Island : Design / Build / Repair / Restore

          7. JerraldHayes | Jul 08, 2003 03:51pm | #22

            Stephen Hazlett,... it figures, why am I not surprised by that.

            View Image

            "Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has." - Margaret Mead

          8. User avater
            Dinosaur | Jul 08, 2003 07:36am | #19

            Mike

            We use IceGard stickum paper now for low-pitch roofs, but usually only for the first 3-6 feet from the eaves up. It's pressure sensitive, totally waterproof and self-healing, and has the most amazing glue you ever saw: just touch the stuff to naked plywood and try to pull it up a couple of seconds later--the top ply of the plywood will shred and come up with it. It costs about 33 cents per SF, so it's about twice as expensive as your stuff, but it goes down in a flash with no nails or tins at all, so it might wind up being cheaper.

            I never thought of using it to keep rain out during the job, though--not sure how I'd justify the extra cost to the HO. Maybe if I told him how much time we spend each day #$%?&*( around with the #$%?%$ tarps...!

            Still, on the job I'm on right now it wouldn't have done any good anyway; it took us two days just to pull the chimney and strip the shingles off one side. We'd still have had to tarp it for that first overnight. We're now at the point where the tarps don't fit worth a hoot anyway, but tonight looks clear--or did a few hours ago. Tomorrow the good lord willin' and the creek don't rise we'll lay the tin on the first side.... 8' sections; gotta shingle up the roof anyway but working sideways from 30-foot ladders. Good thing I've got long arms....

            Dinosaur

            'Y-a-tu de la justice dans ce maudit monde?

          9. seeyou | Jul 08, 2003 02:00pm | #21

            Look at the cost of tarps, putting them on, taking them off, etc.  The bituthane or rooftopguard (which I'm definately going to try to locate in my area) is cheap  comparatively. I've used it in valleys and for temporary flashings for years. I hardly wake up when it thunderstorms at night anymore.

          10. User avater
            BossHog | Jul 08, 2003 05:57pm | #23

            I tried asking my local lumberyard about it the first time you posted a picture of it - Even took a copy of the picture in to them.

            They've never heard of it, and don't know where to get it.

            The stuff intrigues me though, so I'll keep trying..........I refuse to be intimidated by reality anymore. What is reality? Nothing but a collective hunch. [Lily Tomlin]

          11. User avater
            IMERC | Jul 08, 2003 06:14pm | #24

            Except for the joists... Nothing like that around here. The tin taps stopped them too. LOL.

      2. GUNN308 | Jul 08, 2003 05:54am | #16

        I'd still strip and bitch, in both forms, from the top down, at least then it's weather tight and no wrasslin with tarps, which are only good when it doesn't rain. These are things you do when you work for youse3lf by yourself.

  5. JerraldHayes | Jul 07, 2003 08:10pm | #10

    Is Roofer Responsible for Rain Damage? Absolutely and you be very wise to think about and consider the possibilities beyond just what could obviously considered rain damage. Let's say it rains and while things inside the house get wet there is no "obvious rain damage" that needs to be repaired after things dry out. However a year or two later the homeowner discovers they now have a toxic mold problem, you could be toast if you are deemed negligent in effort to protect the house against water damage. Better check with you insurance carrier too to see what you are actually covered for.


    View Image

    "Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has." - Margaret Mead

    1. User avater
      Dinosaur | Jul 08, 2003 07:13am | #17

      No point checking with my insurance company; I'm self-insured. But that thought about 'toxic mould' is scary. I don't know if it would play here in Canada, but I don't want to find out the hard way. I think I'll go to http://www.weatheroffice.ec.gc.ca-data-satellite-goes_ecan_1070_100.jpg and see how close trouble is....Dinosaur

      'Y-a-tu de la justice dans ce maudit monde?

      1. JerraldHayes | Jul 08, 2003 07:21am | #18

        Couldn't tell you anything about Canada regarding the litigation and laws around toxic mold but yeah it is worth checking out to see what your risk is. Hey we do interiors but given what I've been reading about it lately I'm asking questions about what my risk and coverage is.

        View Image

        "Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has." - Margaret Mead

  6. Scooter1 | Jul 08, 2003 09:34pm | #25

    Yes.

    Most roofers I use in remodels warranty this and have on the premises a 50 foot blue tarp(s) just for this purpose. If rain is threatening, then the roof is covered before they leave. If it is as clear as a bell, and no rain is expected at all, then the tarp is left on the premises. The HO is instructed to call a cell phone if rain is suddently threatens. The roofer drops everything to cover the home in such an event.

    I expect my roofer to pay me (read the HO) for all drywall damage. That is is my contract with him.

    Regards,

    Boris

    "Sir, I may be drunk, but you're crazy, and I'll be sober tomorrow" -- WC Fields, "Its a Gift" 1934

Log in or create an account to post a comment.

Sign up Log in

Become a member and get full access to FineHomebuilding.com

Video Shorts

Categories

  • Business
  • Code Questions
  • Construction Techniques
  • Energy, Heating & Insulation
  • General Discussion
  • Help/Work Wanted
  • Photo Gallery
  • Reader Classified
  • Tools for Home Building

Discussion Forum

Recent Posts and Replies

  • |
  • |
  • |
  • |
  • |
  • |
View More Create Post

Up Next

Video Shorts

Featured Story

Mortar for Old Masonry

Old masonry may look tough, but the wrong mortar can destroy it—here's how to choose the right mix for lasting repairs.

Featured Video

Micro-Adjust Deck-Baluster Spacing for an Eye-Deceiving Layout

No math, no measuring—just a simple jig made from an elastic band is all you need to lay out a good-looking deck railing.

Related Stories

  • Podcast Episode 690: Sharpening, Wires Behind Baseboard, and Fixing Shingle Panels
  • FHB Podcast Segment: Hand Tool Sharpening Tips
  • Old House Air-Sealing Basics
  • A Drip-Free, Through-Window Heat Pump

Highlights

Fine Homebuilding All Access
Fine Homebuilding Podcast
Tool Tech
Plus, get an extra 20% off with code GIFT20

"I have learned so much thanks to the searchable articles on the FHB website. I can confidently say that I expect to be a life-long subscriber." - M.K.

Get home building tips, offers, and expert advice in your inbox

Signing you up...

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
See all newsletters
See all newsletters

Fine Homebuilding Magazine

  • Issue 332 - July 2025
    • Custom Built-ins With Job-Site Tools
    • Fight House Fires Through Design
    • Making the Move to Multifamily
  • Issue 331 - June 2025
    • A More Resilient Roof
    • Tool Test: You Need a Drywall Sander
    • Ducted vs. Ductless Heat Pumps
  • Issue 330 - April/May 2025
    • Deck Details for Durability
    • FAQs on HPWHs
    • 10 Tips for a Long-Lasting Paint Job
  • Old House Journal – August 2025
    • Designing the Perfect Garden Gate
    • Old House Air-Sealing Basics
  • Issue 329 - Feb/Mar 2025
    • Smart Foundation for a Small Addition
    • A Kominka Comes West
    • Making Small Kitchens Work

Fine Home Building

Newsletter Sign-up

  • Fine Homebuilding

    Home building tips, offers, and expert advice in your inbox.

  • Green Building Advisor

    Building science and energy efficiency advice, plus special offers, in your inbox.

  • Old House Journal

    Repair, renovation, and restoration tips, plus special offers, in your inbox.

Signing you up...

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
See all newsletters

Follow

  • Fine Homebuilding

    Dig into cutting-edge approaches and decades of proven solutions with total access to our experts and tradespeople.

    Start Free Trial Now
    • Facebook
    • Instagram
    • X
    • LinkedIn
  • GBA Prime

    Get instant access to the latest developments in green building, research, and reports from the field.

    Start Free Trial Now
    • Facebook
    • YouTube
  • Old House Journal

    Learn how to restore, repair, update, and decorate your home.

    Subscribe Now
    • Facebook
    • Instagram
    • X
  • Fine Homebuilding

    Dig into cutting-edge approaches and decades of proven solutions with total access to our experts and tradespeople.

    Start Free Trial Now
    • Facebook
    • Instagram
    • X
    • LinkedIn
  • GBA Prime

    Get instant access to the latest developments in green building, research, and reports from the field.

    Start Free Trial Now
    • Facebook
    • YouTube
  • Old House Journal

    Learn how to restore, repair, update, and decorate your home.

    Subscribe Now
    • Facebook
    • Instagram
    • X

Membership & Magazine

  • Online Archive
  • Start Free Trial
  • Magazine Subscription
  • Magazine Renewal
  • Gift a Subscription
  • Customer Support
  • Privacy Preferences
  • About
  • Contact
  • Advertise
  • Careers
  • Terms of Use
  • Site Map
  • Do not sell or share my information
  • Privacy Policy
  • Accessibility
  • California Privacy Rights

© 2025 Active Interest Media. All rights reserved.

Fine Homebuilding receives a commission for items purchased through links on this site, including Amazon Associates and other affiliate advertising programs.

  • Home Group
  • Antique Trader
  • Arts & Crafts Homes
  • Bank Note Reporter
  • Cabin Life
  • Cuisine at Home
  • Fine Gardening
  • Fine Woodworking
  • Green Building Advisor
  • Garden Gate
  • Horticulture
  • Keep Craft Alive
  • Log Home Living
  • Military Trader/Vehicles
  • Numismatic News
  • Numismaster
  • Old Cars Weekly
  • Old House Journal
  • Period Homes
  • Popular Woodworking
  • Script
  • ShopNotes
  • Sports Collectors Digest
  • Threads
  • Timber Home Living
  • Traditional Building
  • Woodsmith
  • World Coin News
  • Writer's Digest
Active Interest Media logo
X
X
This is a dialog window which overlays the main content of the page. The modal window is a 'site map' of the most critical areas of the site. Pressing the Escape (ESC) button will close the modal and bring you back to where you were on the page.

Main Menu

  • How-To
  • Design
  • Tools & Materials
  • Video
  • Blogs
  • Forum
  • Project Guides
  • Reader Projects
  • Magazine
  • Members
  • FHB House

Podcasts

  • FHB Podcast
  • ProTalk

Webinars

  • Upcoming and On-Demand

Podcasts

  • FHB Podcast
  • ProTalk

Webinars

  • Upcoming and On-Demand

Popular Topics

  • Kitchens
  • Business
  • Bedrooms
  • Roofs
  • Architecture and Design
  • Green Building
  • Decks
  • Framing
  • Safety
  • Remodeling
  • Bathrooms
  • Windows
  • Tilework
  • Ceilings
  • HVAC

Magazine

  • Current Issue
  • Past Issues
  • Magazine Index
  • Subscribe
  • Online Archive
  • Author Guidelines

All Access

  • Member Home
  • Start Free Trial
  • Gift Membership

Online Learning

  • Courses
  • Project Guides
  • Reader Projects
  • Podcast

More

  • FHB Ambassadors
  • FHB House
  • Customer Support

Account

  • Log In
  • Join

Newsletter

Get home building tips, offers, and expert advice in your inbox

Signing you up...

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
See all newsletters
See all newsletters

Follow

  • X
  • YouTube
  • instagram
  • facebook
  • pinterest
  • Tiktok

Join All Access

Become a member and get instant access to thousands of videos, how-tos, tool reviews, and design features.

Start Your Free Trial

Subscribe

FHB Magazine

Start your subscription today and save up to 70%

Subscribe

Enjoy unlimited access to Fine Homebuilding. Join Now

Already a member? Log in

We hope you’ve enjoyed your free articles. To keep reading, become a member today.

Get complete site access to expert advice, how-to videos, Code Check, and more, plus the print magazine.

Start your FREE trial

Already a member? Log in

Privacy Policy Update

We use cookies, pixels, script and other tracking technologies to analyze and improve our service, to improve and personalize content, and for advertising to you. We also share information about your use of our site with third-party social media, advertising and analytics partners. You can view our Privacy Policy here and our Terms of Use here.

Cookies

Analytics

These cookies help us track site metrics to improve our sites and provide a better user experience.

Advertising/Social Media

These cookies are used to serve advertisements aligned with your interests.

Essential

These cookies are required to provide basic functions like page navigation and access to secure areas of the website.

Delete My Data

Delete all cookies and associated data