Please review the following attached image. This is an excerpt from an Eagle View report that my insurance company ordered and provided to me in turn. Eagle View reports 2929 Square feet of roof surface. Considering shingle waste, starter strips, etc. what might be the number of ‘squares’ needed to re-shingle this roof? I am asking this, because the roofer reported they were short of the 31 squares the insurance company reported would be needed to re-roof my home. The insurance company figured on 8% waste (31 squares of a roof they personally measured at 2849 SqFt, ignoring the 2929 SqFt Eagle View reported. I was warned by more than one roofer that the insurance company never figures in starter strips, and is usually conservative on their waste allowance. Any enlightenment would be appreciated.
Replies
depending how careful the roofer is, and what style valley he chooses to run, that roof would take 5-12% waste factor, IMO. A hack could easily use 15% overage. But I would agree with what you heard.
depending how careful the roofer is, and what style valley he chooses to run, that roof would take 5-12% waste factor, IMO. A hack could easily use 15% overage. But I would agree with what you heard.
A while back I believe that you mentioned you had replacement coverage, right? The insuror will pay you what it costs less deductible. My estimate also included 12% waste - the roofer I chose used 18%. In the end, regardless of square count, the insurance company will pay the difference. Are you sure the contractor ordered enough to begin with?
I disagree that the ins co will pay up the diff in all cases.
I can't see your roof, but it is rare to use 18% waste unless a guy is getting paid by the square used and not caring how muh he wastes. Sometimes with direction steeel roofing and valleys, you go over 20%, but with shingles, it takes a lot of valleys and hips to waste close to 18%.
There are "roofers" wouldd would gladly use 25% and carry off a few square harged to the ins o, so they need a way of limiting that claim. That is why an adjuster will measure, or compare several bids
All interviewed roofers knew this roof replacement was on an insurance claim. All roofers in turn stated I should expect a difference between the insurance adjustment's installed squares and what the actual ends up being.
Just the difference between the adjuster's value and Eagle View's is a square. The difference between tear off and installed is 2.5 squares (the waste). If the waste was 15% its 5 squares difference, 4 if using Eagle View's numbers.
But I do have a replacement policy so I'll be checking tomorrow morning that the insurance company got the completion from the roofer so the recoverable depreciation can be released, and I have the specific number to file the supplement.